Denver Chapter 7 Bankruptcy Attorney
With Us in Your Corner, You Can Find Relief
Since 2011, our dedicated legal team at The Law Offices of Jonathan P. Shultz has been committed to providing comprehensive legal representation for clients who need insightful guidance to help them file for bankruptcy and get out of debt. Our reputable legal professionals empathize with those who are financially downtrodden. That is why individuals and families throughout the greater Denver area turn to us when they are overwhelmed by debt and need a fresh financial start.
Is Chapter 7 Bankruptcy Right for Me?
If you are considering filing for bankruptcy, you need to determine if you are eligible for Chapter 7 bankruptcy and if it is the right option for you. If you have little or irregular monthly income and most of your debt is unsecured debt from medical bills or credit cards, then Chapter 7 might be the solution to your debt problems.
Filing for Chapter 7 bankruptcy allows debtors to discharge the following types of unsecured debts:
- Past-due utility bills
- Auto repossession
- Credit card debt
- Personal loans
- Medical bills
What Makes Us Different?
- Inclusive
- Pro-Union
- Empathetic
Under Chapter 7, debtors cannot discharge the following debts:
- Spousal support or alimony
- Child support
- Certain taxes
- Court-ordered fines
- Victim restitution
- Debts for willful or malicious injuries
- Most government-funded educational loans
- Personal injury debts for DUI accidents
- Certain condominium or cooperative housing fees
FAQ: Filing for Chapter 7 Bankruptcy
Question #1: What is a bankruptcy trustee?
A: A bankruptcy trustee is an administrator assigned to a case to review financial documents and make sure the information is complete and not fraudulent. They recommend whether the court should dismiss or approve your bankruptcy case and are also in charge of managing your assets during liquidation.
Question #2: What is the means test?
A: The bankruptcy means test determines who can file for debt erasure through Chapter 7 bankruptcy. It takes into account the debtor's income, expenses, and family size to determine if they have enough disposable income to repay their debts. Most people who take the means test easily pass it.
Question #3: How long does a Chapter 7 bankruptcy take to complete?
A: A Chapter 7 bankruptcy case generally takes approximately three months or longer to complete.
Take Control of Your Debt Today by Calling (303) 625-7995
It is important to understand that bankruptcy is not always the right solution for everyone, which is why you should set up a consultation with The Law Offices of Jonathan P. Shultz before filing for Chapter 7 bankruptcy. Our seasoned legal professionals will gladly take the time to discuss all of your concerns and make sure you get the answers to your questions. We are here to help you understand your options and what it takes to qualify for bankruptcy, so please don’t hesitate to reach out today.
Give us a call at (303) 625-7995 or contact our firm online to schedule a free consultation.
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Attorney Shultz is Ready to Take Your Call